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Personal Loans
AMOUNT
$100 - $1,500​
INTEREST RATE
Varies​
TERMS
Varies

About Magical Credit
​At Magical Credit we don’t believe in making our clients jump through hoops to qualify for a loan. We approve our clients based on their instant bank verification and that’s it! We specialize in offering bad credit loans and loans to those with a minimum of $1,500 a month in income. We accept employment income, unemployment benefits (EI), WSIB, private pension, and self-employment income. Our application is simple and only takes 2 minutes, getting you the cash you need fast. We operate our funding 24 hours a day, 7 days a week – meaning we’re here for you when you need us most.

AMOUNT
$200 to $5,000​
INTEREST RATE
34.37%​
TERMS
Open credit line
About Mogo
Mogo is a Canadian digital lender that has supported over 2 million members since 2003, offering transparent and responsible credit solutions. Its main product, the Mogo Mini Line of Credit, provides eligible Canadians with access to $200 to $5,000, with the ability to check eligibility in minutes without impacting their credit score. The process is fully online with potential same-day funding for approved applicants, and the line of credit is designed for short-term needs with flexible payments, the option to pay down principal anytime, and opportunities to increase limits over time through Mogo’s Level Up program.
Auto Loans

AMOUNT
$7,500 - $200,000​
INTEREST RATE
6.93% - 29.99%​
TERMS
Up to 96 Months
About Shifter.ca
Shifter is a Canada-wide auto financing and car-buying platform that gets you approved before you shop. Instead of guessing what you qualify for, Shifter matches you with a personal shopper and finance manager at a local dealership who shows you vehicles that actually fit your budget and credit profile.
Home Equity Loans

AMOUNT
COMING SOON​
INTEREST RATE
COMING SOON​
TERMS
COMING SOON
NEW LENDERS COMING SOON!



